Terms & Conditions
Below is a sample set of terms and conditions suitable for a loan aggregator or provider agent website like CreditMartFin. This template is drawn from industry best practices and samples from leading lending and credit service sites.
1. Acceptance of Terms
By accessing or using CreditMartFin’s website or services, you agree to comply with these terms and conditions (“Terms”). If you do not agree with any part of these Terms, you must discontinue use of our platform.
2. Services
- CreditMartFin provides a platform for users to research and apply for loans and financial products from third-party lending partners.
- Loan applications, credit assessment, and related documentation may require you to submit personal, financial, and identification data, which will be shared as needed with lending partners and service providers.
- Granting of loans is solely at the discretion of the lender. CreditMartFin does not guarantee approval or loan terms.
3. User Obligations and Eligibility
- You must provide true, accurate, and complete information. You agree to update your data as necessary.
- You must be above 18 years of age and legally competent to contract in accordance with applicable laws.
- Submission of fraudulent, false, or misleading information will result in rejection of services and potential legal action.
4. Authorizations
- You authorize CreditMartFin to collect, use, and share your information with its lending partners for the purpose of finding and processing loan offers.
- You permit CreditMartFin to contact you via phone, SMS, email, or other means regarding your applications and offers.
5. Loan Terms and Partner Policies
- All loan terms (amount, interest, tenure, charges, repayment schedules, etc.) are governed solely by the partner lender’s agreements.
- CreditMartFin is not a party to any contract between you and the lender and is not responsible for the lender’s actions or omissions.
6. Service Modifications
- CreditMartFin reserves the right to add, modify, or remove platform features and services at any time, with or without notice.
7. Liability and Disclaimers
- CreditMartFin provides its platform “as is” without warranties. It does not guarantee platform availability, loan approval, or completeness of information.
- CreditMartFin is not liable for errors, delays, or damages arising from use of the website or reliance on third-party lenders[1][2].
- Any dispute or claim with a lender must be settled directly with the lender.
8. Limitation of Liability
- Under no circumstances will CreditMartFin be liable for indirect, incidental, special, or consequential damages, or for loss of profits, data, or goodwill arising from use of the site or services[1].
9. Intellectual Property
- All content, trademarks, logos, and data on CreditMartFin are protected. No content from the site can be reproduced or used for commercial purposes without written consent.
10. Termination
- CreditMartFin may terminate access or suspend services at any time for violation of these Terms or at its sole discretion.
11. Governing Law
- These Terms are governed by the laws applicable in your jurisdiction. Any disputes will be subject to the exclusive jurisdiction of the courts in the registered location of CreditMartFin.
12. Changes to Terms
- CreditMartFin reserves the right to update these Terms periodically. Continued use of the services constitutes acceptance of revised Terms. Users are encouraged to review these Terms regularly.
13. Contact
- For questions or complaints regarding these Terms or your use of the platform, please contact CreditMartFin via the channels provided on the website.